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Dental Practice Insurance in Rancho Cucamonga CA & Temecula CA

With nearly one million people employed and an industry revenue of over $125 billion in the United States, dentistry is a big business—but it's also a vulnerable one, because a single slip of the hand could cause damage that's not easily fixed. As a dentist, you're susceptible to issues like leaks of patient information, forgetting to properly update the patient's medical history, failing to adhere to standards of care when you're rushed, and failure to detect diseases when they first occur.

Dental practice insurance can help protect your practice from the high costs of malpractice suits and regulatory fines. In addition to the basic coverage that every dentist should have, consider the following and whether or not you might need extra coverage:

  • Do you substitute for other Dentists? Most policies only cover one dentist at one location. If you perform work outside your normal office, you'll need to be sure your policy covers you at that location.
  • Have you incorporated? Many dental practices incorporate after several years of operation, but don't realize they need to be insured using a corporate malpractice policy. If a lawsuit occurs, these practices often have no coverage when they thought they had enough, leaving them to pay all costs out of their own pocket.
  • Do you perform high risk procedures? Some elements of dentistry—such as implants—are considered riskier than normal operations and require correspondingly higher coverage.

Dental Equipment Coverage

Equipment is the heart of the modern dental industry—and we know how expensive your tools and diagnostic machines can be. Equipment coverage provides an added layer of protection in case the supplies you've purchased fail or do not live up to the claims of the manufacturer.

New products enter the market on a regular basis, so consider talking to one of our agents whenever you purchase something you haven't used before. We'll help perform a risk assessment and determine whether or not you need additional coverage before you start using the equipment on patients.

Commercial Property Insurance

Commercial property policies are one of the most important elements of dental practice insurance. Falling trees, fires, and water damage are all potential threats to the place you work, and any of these could quickly destroy tens of thousands of dollars in equipment. Whether you're facing a minor interruption or a major loss, making sure your property is insured is of critical importance to any business owner, so call Cornerstone Commercial & Personal Insurance Services today to discuss covering your dental practice.

1. "Dentists in the US: Market Research Report." Dentists in the US Market Research. Accessed April 11, 2016. http://www.ibisworld.com/industry/default.aspx?indid=1557.

2. Abel, Martin G., DDS. "The Real Cost of Dentistry." Dental Economics. Accessed April 11, 2016. http://www.dentaleconomics.com/articles/print/volume-96/issue-9/features/the-real-cost-of-dentistry.html.

Our Locations

Cornerstone Commercial & Personal Insurance Services

9340 Baseline Road, Suite 103 
Rancho Cucamonga, CA 91701
Main office: 909-941-9080

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Las Vegas Office

Remote
Las Vegas, NV 89121
Main office: 702-547-6662

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Phil and his staff are the Best of the Best. I have used the services of Cornerstone Insurance for many years. I have recommended Phil and his staff to all my family and friends and all have been exceptionally pleased. I would highly recommend Phil and Cornerstone Insurance to anyone.
- David D.
I have been buying insurance from Phil forever. He always finds me a great deal with all of the coverages that I need.
- John T.
I am in the property management business and have been involved with Phil and his staff at Cornerstone Insurance for well over a decade. When I first met Phil I was impressed with his knowledge of his industry and his concerned and friendly approach with his clients. I soon began referring my clients to him for their insurance needs and many have been Cornerstone clients for several years. When ever I've needed to deal with a claim, the Cornerstone staff has been on top of the issue and I couldn't be happier with their coverage and customer service.
- David L.
I work in the HOA world and have been very pleased with the service I have received from Deedy & the staff at Cornerstone insurance. They are always prompt, informative, and very understanding. I love working with Deedy & hope to continue to do so!
- Danielle A.