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Ransom Insurance in Rancho Cucamonga CA & Temecula CA

Kidnapping is rare, but if you ever find yourself in a threatening kidnapping situation, the right assistance is invaluable. Kidnapping insurance can help protect you.

In many cases where a ransom is demanded, the only choice you'll have is to take out an enormous loan from a lending institution. Actual paid ransoms tend to be anywhere from several hundred thousand dollars to several million, well beyond the ability of most families to pay out of their own pockets.

Ransom Insurance Features

If someone covered by a ransom insurance policy is successfully released after a ransom is paid, this policy will reimburse you for expenses up to the plan limits. Note that this policy will not provide the initial funds to pay a ransom, although showing a lender that you have this form of insurance can help convince the lender to provide you with the money you need to pay the ransom. Ransoms are usually a substantial amount of money, and the easier getting the money is, the greater the likelihood the hostage will be returned safely.

Most ransom insurance policies are designed for individuals who frequently travel to dangerous parts of the world, not for short vacations or business trips. If you're not sure whether or not you qualify—or you just want to be absolutely sure your family is protected—talk to a Cornerstone Commercial & Personal Insurance Services agent about your options. You may also want to ask about what ransom demands in each region are normally like—this can help you determine how much insurance is appropriate for your situation.

Our Locations

Cornerstone Commercial & Personal Insurance Services

7365 Carnelian St., Suite 225
Rancho Cucamonga, CA 91730
Main office: 909-941-9080

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Las Vegas Office

Remote
Las Vegas, NV 89121
Main office: 702-547-6662

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Phil and his staff are the Best of the Best. I have used the services of Cornerstone Insurance for many years. I have recommended Phil and his staff to all my family and friends and all have been exceptionally pleased. I would highly recommend Phil and Cornerstone Insurance to anyone.
- David D.
I have been buying insurance from Phil forever. He always finds me a great deal with all of the coverages that I need.
- John T.
I am in the property management business and have been involved with Phil and his staff at Cornerstone Insurance for well over a decade. When I first met Phil I was impressed with his knowledge of his industry and his concerned and friendly approach with his clients. I soon began referring my clients to him for their insurance needs and many have been Cornerstone clients for several years. When ever I've needed to deal with a claim, the Cornerstone staff has been on top of the issue and I couldn't be happier with their coverage and customer service.
- David L.
I work in the HOA world and have been very pleased with the service I have received from Deedy & the staff at Cornerstone insurance. They are always prompt, informative, and very understanding. I love working with Deedy & hope to continue to do so!
- Danielle A.