Call Us Today:
909.941.9080

Non-Profit Insurance in Rancho Cucamonga CA & Temecula CA

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Non-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a Cornerstone Commercial & Personal Insurance Services agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non-Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Our Locations

Cornerstone Commercial & Personal Insurance Services

7365 Carnelian St., Suite 225
Rancho Cucamonga, CA 91730
Main office: 909-941-9080

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Las Vegas Office

Remote
Las Vegas, NV 89121
Main office: 702-547-6662

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Phil and his staff are the Best of the Best. I have used the services of Cornerstone Insurance for many years. I have recommended Phil and his staff to all my family and friends and all have been exceptionally pleased. I would highly recommend Phil and Cornerstone Insurance to anyone.
- David D.
I have been buying insurance from Phil forever. He always finds me a great deal with all of the coverages that I need.
- John T.
I am in the property management business and have been involved with Phil and his staff at Cornerstone Insurance for well over a decade. When I first met Phil I was impressed with his knowledge of his industry and his concerned and friendly approach with his clients. I soon began referring my clients to him for their insurance needs and many have been Cornerstone clients for several years. When ever I've needed to deal with a claim, the Cornerstone staff has been on top of the issue and I couldn't be happier with their coverage and customer service.
- David L.
I work in the HOA world and have been very pleased with the service I have received from Deedy & the staff at Cornerstone insurance. They are always prompt, informative, and very understanding. I love working with Deedy & hope to continue to do so!
- Danielle A.